An expert in FinTech innovation specialising in AI-based solutions, digital transformation strategies, and the implementation of new financial products. With a strong presence in the global financial community, they actively contribute to international working groups (e.g., TC 68, CBPR+, CMPG) and have participated in the Bank for International Settlements (BIS) annual hackathon. They also design and deliver expert training on payment system financial standards for the national banking sector.